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Why you DON'T want to be my age again

Discussion in 'General chit chat' started by EX Mod Cog, Jul 16, 2008.

  1. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    I've been getting quotes for car insurance, I'm thinking about getting a Citroen ZX which is mostly the same car as the 306 ... which is what I have.

    My car cost just over £1000 to insure, they're telling me that for a car with the same engine I'd have to pay atleast twice that, one company gave me a quote for £4000, I've been on some comparison websites and I've seen £7000!

    What?!

    Insurance is never fair but these prices are higher than I ever thought possible!
     
  2. a1gunner

    a1gunner Pro Poster

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    wow:eek:

    Im glad im sharing a car with my dad but i bet that even then i wont get off without gettig hammerd
     
  3. Andy

    Andy Administrative Staff Member Founder

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    I pay £280 fully comp, and i have had 2 cars stolen. :D
    Getting older does have some good points i suppose.:):up:
     
  4. MOO

    MOO Keyboard Hero

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    I pay £230 fully comp on my 307 but I know how hard it is Cog, when I learned to drive 21 years ago they wanted £700 to insure a 1.3 escort, it's really hard when you are young. Did I not here about some driver plus advance test thing you can take that insurance companies will recognise and lower the cost of insurance.
     
  5. andyhawkx3

    andyhawkx3 Major Poster

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    Hey, cog l'll swap ages with ya:D
     
  6. jamjon

    jamjon Posting Addict

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    I'd be quite happy to be your age again if the cost of car insurance is the biggest worry i'll swap with you
     
  7. a1gunner

    a1gunner Pro Poster

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    no dont I cant call him old no more!!!:D
     
  8. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    Unfortunately I have many worries Jammy so no deal!

    Moo, it's a shame that only the more expensive companies give discounts for Pass Plus, which means you don't save money, as the ones that were cheapest to begin with still are even with the discount :(
     
  9. andyh

    andyh Engaging Member

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    Your right there Andy, £260 fully comp, protected no claims and all that crap, glad I'm not starting my driving career now, got my 17 year old a quote for a 125cc bike £1400, he said sod that he'll get a new pair of shoes and hoof it :D
     
  10. clabby

    clabby Banned

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    cog try choice quotes i had the sj 1.3 at 17 when i lernt to drive fully comp i payed £700 there abouts. now for the landrover freelander im paying 430 fully comp and thats a 2.5tdi plus i have a full no claims try choice quotes tho i have been with them just over 3 years most small cars now are classed as hot hatches because of teh bum boy racers. that y i stick to jeeps cheeper and more reliable somthing thats not a corsa saxo 106 or 306 or seat ibiza will be cheeper to insure
     
  11. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    Have you ever seen a boy racer in a Citroen ZX? Here's a picture:

    [​IMG]

    :D thanks for that advice though I will try them, I've tried a load and they all keep phoning me up!
     
  12. clabby

    clabby Banned

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    well they modafie every thing and all think ere in somerset lol tho alloys and a big pipe mite look good hahaha
     
  13. chiz

    chiz Engaging Member

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    Guilty as charged.... This was my second car....


    [​IMG][​IMG]

    7" Stainless exhaust just out of shot.
     
    Last edited: Jul 17, 2008
  14. sumo

    sumo Posting Addict

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    They crash just the same pal,whether its hot hatch or nob hatch!!.
    5 drivers in our area have been responsable for the deaths of 19 kids since january,all the drivers were under 20.
    Personally I agree with the high insurance costs cos,sorry mate you are a high risk.
    Maybe costs could be lowered if young drivers did some kind of advanced control/safety course?.
    Surely being taught how to control oversteer/understeer,slides and violent braking at speed would be better than having to do easy peesy crap like parallel parking!!!.
    Also a course on country driving wouldnt go amiss either.
    Saying that, I nearly had a fat 55 plus ****** hauled out of his nice new jag last week for blowing his horn and trying to force his way through a herd of cows and calves we were moving,arrogant little ****!!!., so its not just an age thing to be fair!!. He really got me going when he said that I would be in real trouble if any of my cattle damaged his 25k jag!, I pointed out to him that each cow on the road was a pedigree with a calf at foot which had a collective value of 85k:eek: and any injurys to them would be charged at that rate!!!!:)
    Ah man,he just had one of those faces you wanted to "smack"!!!.
    sorry for the rant:eek:

    Ian.
     
  15. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    The Pass Plus scheme covers 6 areas, country roads or "rural driving" as they call it is one of them :up: it's not as black and white as you think, I mean there are good drivers and bad ones, this doesn't always follow a pattern of age. For example, there are thousands of people out there in their 30's, 40's, 50's or whatever else who are s*** at driving!
     
  16. a1gunner

    a1gunner Pro Poster

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    ya sumos right.

    i made a few mistakes on my 1st time on the road (and this was my first time driving in a car) and i made a few mistakes which you would expect but i got away with them but new drivers are definatley a liability and if theres a thing called ego involved then that can equal a big crash
     
  17. chiz

    chiz Engaging Member

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    Being a fully qualified advanced driving instructor, I take great pleasure in correcting drivers sometimes twice or even three times my age.

    Definately an ego thing. :p
     
  18. a1gunner

    a1gunner Pro Poster

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    im finding dificulty staying in a straight line:D

    although to be fair, these roads are so windy that you fell drunk after driving:p

    got any courses for bad drivers:D
     
  19. chiz

    chiz Engaging Member

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    Anyone can benefit from an advanced driving course.

    A lot of DSA registered instructors will be happy to give you correctional training. They'll watch you drive and highlight where you're going wrong and show you how you can correct it.
     
  20. clabby

    clabby Banned

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    im young and not a liabilaty hehehe my jeep struggles to do 115
     

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