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This one really stinks !!

Discussion in 'Get it off your chest' started by Buzz, Apr 29, 2008.

  1. Buzz

    Buzz Banned

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    At work I have a young guy working with me, I suppose a bit like an apprentice, except he's a bit older being 22.
    2 weeks ago, while he and his wife were down in London for the weekend visiting friends, his car was stolen off his drive at home in Sheffield.
    His mother phoned and told him it had been stolen and then phoned again about an hour later to say it had been found...backed into a lamp post and severely damaged. The Police arranged recovery of the car as it wasn't in a fit state to be driven, or even towed. He didn't want to involve his insurance company with a claim as the car was worth less than the no claims bonus he would have lost, so he just scrapped the car. It still cost him £150 for the recovery though.
    Just as he thought things couldn't get any worse, a bill dropped through the letterbox from the Council. They are making him liable for the damage to the lamp post to the tune of £750, even though there is no visible evidence of damage and depite the fact he wasn't driving the car when it hit the lamp.
    So just because some bast@rd couldn't keep his hands off other peoples property it's cost him £900 plus having to get another car.

    GO FIGURE !!!
     
    Last edited: Apr 29, 2008
  2. MOO

    MOO Keyboard Hero

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    It's typical of this country Buzz, councils and government get as much out of people as they can. If they catch the person who nicked it, they will probably get told not to do it again and then go out 5 minutes later and do exactly the same thing without regard for the consequences of their actions, makes you sick the way the system works :mad:
     
  3. Andy

    Andy Administrative Staff Member Founder

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    I have had two cars stolen, cost me loads afterwards even though i did not make a claim for one of them.
    The insurance will hike up is next policy if he tells them he had a car stolen even if he did not make a claim. :mad::down:
     
  4. MOO

    MOO Keyboard Hero

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    I had an accident, I drove up someone's backside. I reported it to insurance. The other party did not claim against me. I had my no claims docked straight away. I queried it after a few months and they say if there is no claim within the year we will give you your no claims back. I rang up after a year and they said sorry they claimed last week. After 51 weeks yey right :mad:
     
  5. Andy

    Andy Administrative Staff Member Founder

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    I lost 5 years no claims just because i did not have a car for 6 months.
    When i got another car and went to a new insurance company they said your old insurance company does not seem to have any records of you. :mad:
     
  6. chiz

    chiz Engaging Member

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    My insurance company issues me with a certificate for every years NCB I get, clears up any confusion.
     
  7. Buzz

    Buzz Banned

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    If I could claim them all I'd have 45 years no claims bonus. Never made a claim since I got my first policy at the age of 16.
     
  8. sumo

    sumo Posting Addict

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    so get a no claims "protected" policy!.
    I dosent matter how long you have driven,its how well you have driven within that time.
     
  9. MOO

    MOO Keyboard Hero

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    I am protected now, learnt a bitter lesson after losing mine. Typical though, never had a claim since :p
     
  10. a1gunner

    a1gunner Pro Poster

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    well screw driving i'm getting me a horse:D

    no roads here anyway:p
     
  11. MOO

    MOO Keyboard Hero

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    Insurance companies are rubbish, you only have to look at all those poor people who had their homes damaged in the floods. Loads of them are still fighting the insurance companies for pay outs. They wriggle out of paying out anything at every oppourtunity :(:(
     
  12. a1gunner

    a1gunner Pro Poster

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    whats the point in insurance if they wont let you claim:rolleyes:
     
  13. chiz

    chiz Engaging Member

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    That's the nature of the business. If they can get out of paying, they will. If they paid every claim, they'd be out of business.
     
  14. simply james

    simply james Banned

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    thats mad that is.
     
  15. sumo

    sumo Posting Addict

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    I know mate, Moos right, if the insurance company can find a way of not paying out they wont.
    Legal theft!!.:mad:
     

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