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Pension Advert.

Discussion in 'Get it off your chest' started by RedKen, Aug 11, 2019.

  1. SimonCornwall

    SimonCornwall Engaging Member

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    Yes Bill, fecking amazing and I could tell you some stories on that front but it would upset some and bore others. I did nigh on 25yrs as a civser after prvate sector work and was glad to get out early, it's not all roses but I get by and if I make it to 67 I'll be smiling I think though we never know what is around the corner which keeps us on our toes if we're smart enough. I'm learning to let it go more now, as you get older I find that is the best course. I might even pop down the local later where we can moan about sh*te in general over a beer, laugh and then forget all about it.
     
    norman likes this.
  2. SimonCornwall

    SimonCornwall Engaging Member

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    vonbeck, that is cods
     
  3. Agger

    Agger Active Member

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    Wild Bill we were only on the council list for 18 months here in Gloucester:thumb: we then decided to buy our own house but during the mortgage process we were offered a council house we then asked to be deferred due to applying for a mortgage, which we successfully gained:thumb:

    We were only allowed on the council house NB waiting list when we returned to the UK on a final posting as the council's knew we were housed both abroad and here in the UK at that time unless on your final 6 months in the UK (coming from abroad) or on your final UK posting:thumb:

    The tax comment was not aimed at "anyone" except those who I have heard over the years comment on HM Forces not paying tax, for quite a while it was a long held belief by the misinformed:thumb:

    I don't get a full UK state pension as like you I was opted out, which I knew about and had to sign to allow it to happen and acknowledge the fact I'd been told:thumb:

    So my state pension is £639.84 every 28 days:thumb:

    If I've come across as attacking you I apologise, it's not what I inferred, but like all these "posts" can be misinterpreted or read to suit however you think at the time:thumb:

    It was not and is not meant as a criticism at all:thumb:
     
    WR14210 and Wild Bill like this.
  4. ratman60

    ratman60 Very Active

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    hello, i understand how it is although i worked more years than you need to get a state pension, and put some aside for a private pension which i got before 65 but it does not go far with todays cost of living, many i know with a lower than basic state pension are better off as i mentioned in my first post, you just have to manage and try and have a good retirement,
     
    Wild Bill likes this.
  5. Wild Bill

    Wild Bill CO2 Enthusiast and Gun fighter.

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    Don't worry about me mate. I'm doing fine compared to some. I was forced to choose either to buy a house or private rent when I left the forces in 2008. I chose to buy a house. I purchased a modest 3 bed detached in a nice area in a nice village for 135 grand. 12 years later I have paid my mortgage off. I am working part time with a modest low wage, my wife works part time with a low wage. I have 2 sons, the eldest of 26, suffers from Autism and Aspergers amongst many other things and will never work. I have my Forces pension. I'm fine. I live for today. We buy what we want, when we want it within reason and budget. Savings would only get swallowed up by social care anyway in the future. I have another 12 years before state pension so I can possibly make the deficit up.
    Life is ok. There are people, even on here who are having a rough time of it right now. So my motto is live for today because you don't know what's around the corner.
     
    Last edited: Aug 15, 2019
  6. jesim1

    jesim1 Big Poster

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    No offence taken, the "gist" of things are that you can live on a very poultry sum if need be, it just depends how good you want to live, which is a conscious choice for many people. In countries with no welfare system people get by on a few pounds a day, but have the most basic of lives with no electricity or running water, but here people often complain about how little they have, but in reality they have:

    A roof over their head
    Lighting
    Heating
    Running water
    Flat screen TV
    Mobile phone
    Food on the table
    Clothes on their back
    A police force
    Dental care
    Medical care
    Access to education

    And the list goes on...………………….

    So back to the original question - in this country you can easily get by on the state pension in combination with the other benefits available, but this may not be to your liking or the expected lifestyle you feel you deserve :rolleyes: My reaction to this is that people have to take accountability for themselves and their situations, good and bad.
     
  7. RedKen

    RedKen Me head's a shed.

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    And that Sir, is just about spot on IMHO.
     
    Last edited: Aug 15, 2019
  8. ratman60

    ratman60 Very Active

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    hello, it was not meant to judge other peoples lives, i to have a son with Autism though some much older, we can only do our best in life,
     
    Wild Bill likes this.
  9. HW100Tuning

    HW100Tuning Straight Pride

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    Complete and utter drivel
     
  10. Strathrpc

    Strathrpc Posting Addict

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    Op was, could you get by on the state pension? No mention of other benefits.

    I could not get by on a basic state pension of £168/week! If the basic state pension has to be topped up with credits/ benefits then it's not enough or fit for purpose.
     
  11. Patrick

    Patrick Donator

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    "jesim1, post: 2345982, member: 29223"]No offence taken, the "gist" of things are that you can live on a very poultry sum if need be, it just depends how good you want to live, which is a conscious choice for many people. In countries with no welfare system people get by on a few pounds a day, but have the most basic of lives with no electricity or running water, but here people often complain about how little they have, but in reality they have:

    And the list goes on...………………….

    Not according to some of our politicians and others, mostly of a left wing persuasion, James, who keep telling me/us that 1 in 5 of the population are living in "absolute poverty"(the actual term used by them) which would possibly mean they have few or none of the benefits or facilities you've listed.
    To me "absolute poverty means that a person is inadequately fed therefore under nourished,inadequately or poorly clothed and is probably living in insanitary conditions and i've yet to see 1 in 5 i.e 20% of the population in the area where i live living like that.
    Admittedly there may be a few but 1 in 5 i think not.[
     
    Last edited: Aug 15, 2019

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