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Question P L Insurance

Discussion in 'Anything Airgun Related' started by andyh, May 30, 2008.

  1. andyh

    andyh Engaging Member

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    I assume that those of you who have shoots on farms etc have public liability insurance. What would be the best option to obtain such insurance ?
    Joining a fieldsport body or going to an insurance broker ?
    I think I know the answer but would like to know how many of you are members of BASC or others, (if any):up:
     
  2. Buzz

    Buzz Banned

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    We are CPSA members, which included PL insurance, but BASC are supposed to be good. Certainly better than going it alone.
     
    Last edited: May 30, 2008
  3. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    Sorry to sound stupid but what is the insurance needed for? Sounds like another money drainer :confused:
     
  4. halight

    halight Busy Member

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    Cog your right it is another money scam!!!! But if you were to hurt anybody or hurt thier propaty then thay would take you to court and have your shirt of your back!!!!
    But if you have cover then thay pay out for you.
     
  5. Buzz

    Buzz Banned

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    The same reason you need it for your car...it makes sense. Many land owners expect it anyway as it's a mark of a responsible shooter !!
     
  6. jamjon

    jamjon Posting Addict

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    Basa is the cheapest but they are not very good to deal with if you need legal advice
    basc is the best as it covers you for all fieldsports and they are easy to deal with
    Cpsa are also very good and easy to deal with
    If your airgun only i would go with basa as it's cheap and gives you enough protection to satisfy most land owners
     
  7. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    How much is it?
     
  8. halight

    halight Busy Member

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    Well i run my own Garden bizz and i pay £136 a year. As for shooting i dont know i dont have cover as i dont have anywere to shoot apart from my garden.
     
  9. jamjon

    jamjon Posting Addict

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    basa is £20 i can't remember the basc price but it's around the £60 mark
     
  10. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    How long's that for?
     
  11. andyh

    andyh Engaging Member

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    I don't know for sure but would expect it to be yearly. You join CPSA etc on a yearly membership I believe therefore I would expect the Insurance to be valid for the period of your membership. Like any other Insurance policy.
    It is a money drainer I agree, but it does give you peace of mind. You'd be daft driving a car on public roads without insurance, yet you could drive one on private land without.
    If your shooting on your own land then PL Insurance probably isn't worth the cost. It's just if you have an accident at someone else's expense the insurance is worth the expense. If you shoot on a farm or wherever that not your land then I agree that it is worth having the PL as stated by BUZZ in an earlier reply, "It's the mark of a responsible shooter".
    Hope that clears up the issue a bit more for you Cog:confused:
     
  12. halight

    halight Busy Member

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    It is worth getting if you shoot on someone land id get it just to cover my back
     
  13. andyh

    andyh Engaging Member

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    Edzackery, that's the whole point of it :up:
     
    Last edited: May 30, 2008
  14. a1gunner

    a1gunner Pro Poster

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    mark of a responsible shooter or a clumsy one?

    look the airgun wont do damage to barns, this is where i shoot most of the time so in theory i should have the insurance.
    however, i always check the backstops and analise the risk of the pellet doing damage to me, property or live stock.

    another reason i use .22 is it normally stays in the pigeon and not go right through, although at ten yards it sometimes goes right through.

    anywayz. 12ftlbs rifle wont do enough damage to make an insurance claim.
    you may want the insurance for FAC stuff as these could kill live stock.

    i wont get insurance as i wont need it. if i was asked to get it in order to get a shoot then ok.

    is that anually or monthly charge for the insurance
     
    Last edited: May 30, 2008
  15. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    Sorry but that struck me as a stupid thing to say :p
     
  16. halight

    halight Busy Member

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    Thats the point of it mate you hope that you never need it! But its there just in case! If ownd land i would not let anyone shoot there in less thay had cover
     
  17. a1gunner

    a1gunner Pro Poster

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    i read on one insurance thing you have to do £250 worth of damage.
    i cant see a 12ftlbs air gun doing that much damage in one shot being responcible and thinking before the shot:confused:
     
  18. EX Mod Cog

    EX Mod Cog Keyboard Hero

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    If that's true then I'd agree :confused:
     
  19. jamjon

    jamjon Posting Addict

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    The insurance runs for a year it is worth having if you want to go on any of the shooting holidays you see advetised in the magazines they all require you to be basa or basc members
     
  20. halight

    halight Busy Member

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    well i dont know about that mate.
     

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