1. The Forum Rules have undergone some minor changes and updates.  Please take the time to read them; it will only take a couple of minutes of your time. By doing so, you lessen the chance of incurring the wrath of the moderation team or making yourself look foolish to other members.

    90% of users posting adverts in the Sales forums need to be reminded to read the rules as their posts are wrong.  This is unnecessarily time-consuming and will no longer happen - if your advert doesn't follow the Sales Rules it will be deleted and you'll have to start all over again.

    To close this box once you've read it (and the Rules), click on the X in the top right-hand corner.

    Thank you.

    AGF Staff



    Dismiss Notice
  2. A reminder of one of the Forum Rules:

    'Behaviour

    Do not make inappropriate or offensive posts - including threats, harassment, swearing, prejudice, defamation, deliberate insults or name-calling, other negative remarks about this forum, its moderators and administrators or your fellow members. Even if this is just your own personal opinion, RESPECT YOUR FELLOW MEMBERS.'

    There have been changes made to our censoring software in an attempt to help with this growing problem.

    Click the X in the top-right-hand corner to dismiss this notice.
    Dismiss Notice
  3. Dear members,

    Our membership (like our country) consists of people from all walks of life; different in far more ways than can be listed here and each with a different view based on their experience of life - regardless of their colour, religion or cultural heritage. Every single person in the UK has been born of mixed race – we are a multi-coloured and multi-cultural country.

    As many of you are aware there are a handful of individuals amongst this membership that persist in making provocative, inflammatory, racist and otherwise offensive comments. This has been happening across the forum to a certain degree but is most especially prevalent in the Adult section.

    The moderation team has tried to stay on top of this, however unfortunately because of the ‘offensive’ nature of much of its content we don’t monitor the Adult section quite as much as perhaps we should. As a result much of this behaviour has gone unnoticed unless it has been reported to us. While the team always intended to take a "light touch" approach to the Adult section it would seem that some people aren’t quite adult enough to be left unmonitored after all.

    This behaviour is, and always has been against Forum Rules as well as the specific stipulations of the Adults forum and it will no longer be tolerated. We feel it's time to draw a line in the sand and as such from this point onward offenders will receive an immediate and permanent ban from the forum.

    In order for us to achieve our goal of restoring the forum to the friendly and tolerant place it once was, we ask that ALL members be mindful of the content they post and help us to stop unacceptable behaviour by using the 'Report' tool at the bottom of any offending post - the results of which can be seen only by Admin/Moderators.

    You should all receive a copy of this message by PM. 

    To close this message box, click on the 'X' in the top-right-hand corner.

    Dismiss Notice
  4. PLEASE READ
    You are breaking the forum rules if there is no comment on a sales or wanted thread by either the buyer or seller. 
    Or regarding to members manufacturing things stating something is going to be discussed and initiated through pm.
    I.e. 
    A buyer in manufactured section hi I’m interested in some work by you pm incoming.
    Or seller in a wanted add, hi I can do that for you pm incoming regarding it.
    Or a normal sale, hi I want to buy your item
    If a manufacturer gets asked privately about a sale they should say to the prospective buyer please comment on my thread to adhere to forum rules.
    Dismiss Notice
  5. Hotmail block emails from us entering your inbox. Unless you can setup a safe sender you will not get activation emails from the forum. Please use an alternative provider or complain to Hotmail.
    Hotmail addresses include.

    @Hotmail.co.uk @Hotmail.com @outlook.com @Live.com
    Dismiss Notice

Advice national insurance contributions, when classed as self employed

Discussion in 'General chit chat' started by oldbugger, Aug 23, 2014.

  1. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    as above, but the question is, how do you calculate the amount you need to pay ?, and who to ?
    have just been laid off from my job,..but have the chance of some work, where ill need to pay my own everything,:eek: its intermittent work but pays well, and im interested in doing it, just not sure if im treading into a minefield so to speak,
    any advice links etc gratefully received
    Atb
    Andy/oldbugger :up:
     
  2. mattyts

    mattyts Donator

    Messages:
    6,201
    Likes Received:
    167
    Location:
    Yorkshire
    With a name like Oldbugger,I thought you'd be retired mate ;)
     
  3. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    i just felt old when i joined matty ;), im a very immature 52, ...so to some including my own son (21)...im the oldbugger lol well thats a polite version actually, the other was arsey old barsteward, but he didnt know i could hear him then
     
  4. whitevanman574

    whitevanman574 bell target champion

    Messages:
    3,344
    Likes Received:
    297
    Location:
    astley , manchester
    depends how long you think works there and is it cash ;)
     
  5. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    its paid through the books of a charidee:D, ..so it all has to be legit mate,no cash, all bank transfer stuff,hence the question, i have to pay the dues,just wondered if anyone on here knew how to go about it
     
  6. coney

    coney Engaging Member

    Messages:
    131
    Likes Received:
    0
    Location:
    Manchester
    If its going to be reasonably long term, you are technically self employed and therefore I'd get advice from an Accountant (preferably one who acts on behalf of someone you know, so you know they're pukka).
     
  7. whitevanman574

    whitevanman574 bell target champion

    Messages:
    3,344
    Likes Received:
    297
    Location:
    astley , manchester
    thought a lot of self employed i.e your own business are tax free first year ?
     
  8. jolo-bolo

    jolo-bolo Forum Hopscotch Champion

    Messages:
    4,060
    Likes Received:
    51
    Location:
    Billericay
    I will ask the wife int morning mate she's self employed so will post about it tomorrow.
     
  9. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    mebbe i should have stated re the intermittent bit,..im currently, claiming benefits, :eek:, i am actively seeking work, and a lot of whats coming up is agencies,as well as the charity place, which i do like working at,3 weeks here,...nowt for months, all i want is to work, but its a very weird world these days , i just dont want some b****r 3 years down the road saying "you owe us" a massive amount of money,cos you didnt do this or that, i figured theres plenty of slf employed folk on here, so id ask
     
  10. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    thanks mate
    appreciate that :up:
     
  11. whitevanman574

    whitevanman574 bell target champion

    Messages:
    3,344
    Likes Received:
    297
    Location:
    astley , manchester
    hmmm based on this mate I think you worry to much. worry about the future later . if you are just bits and bobs on the agency what they going to do make you pay 2 pound a week back ?? id go to further education bud , never to old to re apply your skills to a trade . electrical and plumbing ??
     
  12. terry1001

    terry1001 Major Poster

    Messages:
    9,666
    Likes Received:
    3,014
    Location:
    Ipswich
    I suggest that you need to get some proper advice, if you're claiming benefits you could end up in a lot of trouble if you do paid work. The Citizens Advice Bureau would be a good starting point. If you're classed as self employed then you will be (I'm fairly certain) liable to pay NI and the contributions you make (or fail to make) will probably affect your pension entitlement so again I suggest getting an expert to point you in the right direction, any mistakes can turn out to be costly.
    Hopefully you will get things sorted out sooner rather than later, good luck with it.
     
  13. jantar

    jantar Donator

    Messages:
    886
    Likes Received:
    7
    Location:
    Whetstone, Leicesterhire
    Easy answer is to simply ask at the CAB or directly to the HMRC, they really will be helpful and they will give you an idea of what to save per pound income over the limit to later pay as 'contributions' when the annual request comes in. Its not worth not telling them cos if you later get found out they can,,,,,and DO, go back 7 years and take as much as they legally can. One thing you can do is open a seperate bank account or at least keep an up to date cash ledger record of your earnings. How much, where from and dates. If you know anyone of adult age on the basic wage just ask them what they pay after they have exceeded the tax free allowance. I used to work it as an average of 14% and was usually a bit over at the end of the year but that was many years ago. Who knows, with the rise in the tax free allowance you might not need to pay anything at all.........

    This happened to me about ten years ago when some lousy tattletale (I later was told by his partner that the dole scrounger and food bank addict has a large screen tv, full sky package, large car (no driving license though etc) )laid me in but fortunately after their long investigation it was found that I had done everything right and owed them nothing......In fact they repaid me near on 5 grand I had overpaid!
    Guess where my own phone was to after I was told who it had been................HMRC and the Benefits Claim line.
    Now he's the sickened off one with no wife (she kicked him out), no family, no car, nothing at all in fact, he served time into the bargain and is still paying off what he had not been entitled to from his dole.
    Truly what goes around does eventually come around. Small villages have no secrets, everyone knows evryone else's business.
     
  14. whitevanman574

    whitevanman574 bell target champion

    Messages:
    3,344
    Likes Received:
    297
    Location:
    astley , manchester
    the last advice I got from the cab years ago wasn't worth a xxxx , been to a couple of them they was all the same , an old man , a clueless old man sat in them at that .

    I wouldn't go there again ever ...
     
  15. bunnyblatter

    bunnyblatter Pro Poster

    Messages:
    5,788
    Likes Received:
    44
    Location:
    bradford
    I know an accountant from over your way Andy if you get in touch with him I'm sure he will guide you the right way
    He is shall we say "creative" lol
     
  16. Strathrpc

    Strathrpc Keyboard Hero

    Messages:
    2,399
    Likes Received:
    1,901
    Location:
    Strathpeffer, Highlands, .'s own Country
    As far as I remember one should inform the Taxman (within 100 days?) when one decides to go 'self employed'. Check out the govt./tax sites.

    Have a read of this if you haven't already done so.
     
    Last edited: Aug 24, 2014
  17. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    im a time served joiner mate, already got a trade ;)
     
  18. oldbugger

    oldbugger Donator

    Messages:
    773
    Likes Received:
    3
    Location:
    keighley west yorkshire
    thanks for the input lads,:up: ill have a wonder into the tax office asap, then try the cab too
     
  19. jolo-bolo

    jolo-bolo Forum Hopscotch Champion

    Messages:
    4,060
    Likes Received:
    51
    Location:
    Billericay
    Sorry haven't got back to you wife left before I woke and I totally forgot to ask I will sort it tonight.
     
  20. jonesy185

    jonesy185 Busy Member

    Messages:
    946
    Likes Received:
    68
    Location:
    United Kingdom North wales
    I payed class 2 national insurance , worked out £2.77 a week . Printed a national insurance form off hm revenue then filled in, you can pay via direct debit , either monthly installments or every six months .

    If you stop self employment you simply just contact hmr NI department to end the payments.


    Jonesy
     
    Last edited: Aug 26, 2014

Share This Page

  1. This site uses cookies to help personalise content, tailor your experience and to keep you logged in if you register.
    By continuing to use this site, you are consenting to our use of cookies.
    Dismiss Notice