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Declined a business account - fuming!!

Discussion in 'Get it off your chest' started by allseeingeye, Jun 25, 2012.

  1. allseeingeye

    allseeingeye Member

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    Hi all, just gotten off the phone to my bank after applying for a business account. I sell airgun accessories, a perfectly legal and legitimate business in the UK and yet Barclays are unable to help me as they do not associate themselves with the gun trade! I'm in shock, of all the problems I expected to encounter with starting up a business and going SE, this did not even cross my mind. Has anyone else had this problem? Can anyone recomend a bank that will allow me to keep my finances in order dispite the fact that my business is apparently pure eeeeeevil!!:mad:
     
  2. paul finlay

    paul finlay Banned

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    Hi mate , don't touch HSBC , unless your making a lot of money , they won't want to know and same , don't like guns !!! , where in Leeds are you , I'm in rothwell , cheers Paul
     
  3. JohnnyC

    JohnnyC Well-Known Member

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    Might be worth giving BASC a call. They might be able to recommend a bank who is shooting friendly.

    Not to mention Barclays are going down the pan...
     
    Last edited: Jun 25, 2012
  4. allseeingeye

    allseeingeye Member

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    Hi Paul, I'm in South Leeds:) I've just rang Yorkshire bank re business account and asked if they had any restrictions and was told no and couldn't understand why there would be any unless I had my wires crossed somewhere lol, but I know what I heard on the phone to Barclays and that was 'Allthough you won't be selling firearms, you will be selling your product to people who own them'.... I'm lost for words:/
     
  5. allseeingeye

    allseeingeye Member

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    I was just going to say 'I wonder if BASC would be interested in this / if they could help'! All being well I'll be moving banks including my current, been wanting to get away from the so called 'high five' anyway:p
     
  6. peteb823

    peteb823 Posting Addict

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    That is a worrying response from Barclays , a business account is a business account :confused: I wonder if bsa wanted to open one with them would they say no ! I've banked with yorkshire bank for years never had no real issues with them, hopefully you might get some response on here from others in the same business - try a pm to stock and tackle he's on here and based in whitlybay :thumbup:
     
  7. StayingProne

    StayingProne Posting Addict

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    I cant find it on the site now, but a few weeks ago BASC were offering a credit card with their logo on, i think, from HSBC. I see above they might be a no go, but if they will supply a credit card to a club then promotes shooting, perhaps they'll give you an account. I had a Barclay business account years ago for motor trade stuff, and it was shocking. Charges for everything, left right and centre. A friend with a HSBC one (again, not gun trade however) has no problems at all, quite the opposite.

    Hope this gives a bit of a lead.

    EDIT: Sorry, i was wrong, just found it. It was MBNA :( http://www.basc.org.uk/en/basc-shooting-centre/basc-credit-card.cfm
     
    Last edited: Jun 25, 2012
  8. hun73r666

    hun73r666 Keyboard Hero

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    Its their loss pal!

    I f***ing hate banks and bankers! They talk to you as though they are doing you a favor when in fact you are the customer who is not only trusting them to handle your money but you are paying them for their services!

    If they dont like what your business involves, then F*** em! Someone else will!
     
  9. Jackroadkill

    Jackroadkill Donator

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    Agrre. I wonder how their attitude might change if the OP were (for example) BAE Systems? I bet the blood on that company's hands wouldn't raise any objections at all, but a bloke just trying to make a legal and honest living out of an inetest in air rifles getting turned away is a joke.

    Hope you have better luck next time, ASE.
     
  10. bunnyblatter

    bunnyblatter Pro Poster

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    Try the co-op mate they've been great with me when I needed help and Nat west wouldn't
     
  11. allseeingeye

    allseeingeye Member

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    Hi all, thanks for your replies! Barclays have since been in touch to let me know that they _can_ infact offer me an account, and appologies for giving mixed messages... I guess the first person I spoke didn't know what she was doing ( and I never did get a call back from this business adviser). Not very professional and in light of recent news headlines I am somewhat reluctant to go ahead with this bank but I have agreed to go to an appointment next week so we shall see... Thanks again for replies and support!
     
  12. Growler

    Growler Active Member

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    Banks are quick to take taxpayers money to bail them out but.....

    When you want something they try every excuse not to let you have it.:mad:

    I spent hours preparing a business plan, had it checked by someone to see if my projections were viable and accurate and when I presented it to Lloyds bank for a business loan they turned me down flat so now I'll be looking to use my own money from a lump sum of my pension fund to get it started and sod the banks. I'm going to use the Halifax for my business account if they'll let me have one otherwise I'll be a bit stuck and have to give up on the idea but then I could always use a normal account until some bright spark lets me have a business one.

    They don't exactly encourage you to start a business despite all the bumf they have lying around the banks, they will always want something on their terms even if just a business checking account. I'll probably use a PO saving account to put the money in for paying taxes and the banks can go and screw themselves
     

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