That's not a bad idea - I think I will give them a ring and suggest that to them. The letter we got simply stated that they were going to take it out of the bank along with the normal DD - Hopefully they will let us split it into 2 or 3 payments. I have to say I have never had any trouble with them in the past.

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) - as Paul P says, phone them, plead hardship/failure in their duty to take a proper meter reading (if it's estimates that have caused the underpayment)/willingness to pay but in 3 instalments.... should see you OK 

but when it's the other way round they want the money pronto