Insurance on your guns?

[Johnc61]

Anybody added up the value of all their guns and equipment? its valuable, so do you insure it seperately or hope the house insurance will pay out?

Probably a good idea to note all serial numbers and take photos for ID and insurance purpose? Thoughts?

[Egg]

I have all my stuff declared on the household as sporting equipment and pay an extra £5 or so on top of the annual premium. As you say, jot down serial numbers etc and it's also a good idea to have photographs of the gear, preferably with any serial numbers visible: I keep a wee database with pictures of the guns that come in/go out. Probably anal but if the worst came to the worst I can produce all the evidence needed as everything's stored on 3 cloud servers along with a shedload of other important stuff.

Like I said..... anal!

[brettguise]

I need to do this actually. My inventory is beginning to add up.

[Size12]

I have all my stuff declared on the household as sporting equipment and pay an extra £5 or so on top of the annual premium. As you say, jot down serial numbers etc and it's also a good idea to have photographs of the gear, preferably with any serial numbers visible: I keep a wee database with pictures of the guns that come in/go out. Probably anal but if the worst came to the worst I can produce all the evidence needed as everything's stored on 3 cloud servers along with a shedload of other important stuff.

Like I said..... anal!

Well that's one way of stopping the missus finding it!!!

[dave ratz]

My guns are on a seperate insurance, they allways try to find some excuse otherwise not to pay out for this reason or that, renew every year all values change, i think they are included on house but not sure they wouldnt get funny about firearms ???...Ratz

[Egg]

My guns are on a seperate insurance, they allways try to find some excuse otherwise not to pay out for this reason or that, renew every year all values change, i think they are included on house but not sure they wouldnt get funny about firearms ???...Ratz

Depends on the company TBH Dave - phone them up and ask for their written policy on sporting goods and if they're not included on policy ask if there's an add-on that would include them. If not, shop around, most of the big insurers have policies for firearms - they'd be mental not to.

@ Size12 - you said it mate